Instagram

An evening with Shahid Afridi and Younis Khan

Sohail Speaks Yasir's Blog Fazeer's Focus

User Tag List

Results 1 to 62 of 62
  1. #1
    Debut
    Oct 2004
    Runs
    94,423
    Mentioned
    1719 Post(s)
    Tagged
    15 Thread(s)

    Will Pakistan's economic situation improve in Imran Khan's era?

    Some early signs are good but could be a simple market reaction; long way to go for PTI in this respect

    =====


    KARACHI: In an interesting and surprising development, the currency has appreciated on Friday to Rs127.86 against the US dollar in the inter-bank market, according to the State Bank of Pakistan (SBP).

    It has recovered around 0.5% in the last three days, strengthening from Rs128.50 to the greenback on Monday.

    The development comes after the rupee shed around 22% since December 2017 as the country’s current account deficit widened to a historic high, taking down gross foreign currency reserves to the alarming level of $9.01 billion.

    Rupee weakens to record low as dollar flow slows down

    However, on Friday, the rupee appreciated, inviting panic selling and nominal buying in the open market as well. The currency recovered 1.5% to hover around the Rs127-mark to the US dollar, currency dealers said.

    “There are strong rumours that the inter-bank market would further strengthen rupee by (another) Rs1.5 to Rs2 on Monday,” a dealer at Habib Qatar International Exchange Pakistan told The Express Tribune.

    “Dollar (trade) closed at Rs127 against Rs129 (on Thursday),” he added.

    The downward movement in rupee comes in contrast to widespread talks that the rupee could weaken further even after losing 22%.

    “There was an absence of buyers (of dollars) in the (open) market … however, the drop is expected to be short-lived,” a currency dealer at the Dollareast Exchange Company told The Express Tribune.

    Pakistan Forex Association President Malik Bostan said the drop should be seen in the backdrop of SBP’s move to halt the inter-city physical movement of dollars.

    Foreign exchange: SBP’s reserves drop by another $53m, stand at $9.01b

    The SBP notification, issued several days ago, binds dealers to transfer dollars only through proper banking channels with effect from Tuesday (July 24). It also says that if it finds physical movement of the foreign currency it would seize it, Bostan added.

    Many dealers move dollars via air and/or roads traveling from head offices to branch offices nationwide or vice-versa.

    “The ruling has broken the backbone of illegal dollar traders,” Bostan said, elaborating this has massively increased supply of dollars to the legal dealers and helped them appreciate the rupee.

    Exchange Companies Association of Pakistan (ECAP) General Secretary Zafar Paracha said the rupee has recovered in the open market after currency smuggling came to a complete halt in the last few days.

    He said the caretaker government adopted a stricter stance in the movement of people on borders with Afghanistan and Iran to avoid any untoward law and order situation during the general elections held on Wednesday (July 25). Only those people with complete travelling documents were allowed to pass through the borders.

    As hinted earlier, rupee dives to Rs123 to US dollar

    Interestingly, The Express Tribune has also reported that China has agreed to immediately give a $2-billion loan to Pakistan, aimed at stabilising fast-depleting official foreign currency reserves and providing much-needed breathing space to the new government. The cushion eases the pressure on the Pakistani currency that suffered due to a widening current account deficit that reached a peak of $17.99 billion during fiscal year 2018.


    https://tribune.com.pk/story/1767878...-bank-markets/


    For the latest updates on Cricket, follow @PakPassion on Twitter

  2. #2
    Debut
    Oct 2004
    Runs
    94,423
    Mentioned
    1719 Post(s)
    Tagged
    15 Thread(s)
    ISLAMABAD: The Pakistan Tehreek-e-Insaf (PTI) government will have to walk a tightrope as its plan to increase development and social spending as well as reduce taxes will clash with the need to further tighten monetary and fiscal policies to reduce economic vulnerabilities, said Moody’s Investors Service on Friday.

    In its note on Pakistan’s general elections, Moody’s, one of top three credit rating agencies, has cautioned that some tough policy decisions may be delayed due to implementation of election manifesto of the government-in-waiting.

    Moody’s has termed “heightened external vulnerability” a key challenge for the new government. “Possible policy options would include monetary and fiscal policy tightening, further exchange rate depreciation and turning to the IMF for external financing,” it added.

    The New York-based agency also warned about the risks that may further delay policy tightening and reduction in budget deficit. “The implementation of such measures may face delays as PTI’s election pledge also includes increasing social spending, reducing taxes – as part of tax reform plans – and lowering energy costs.”

    It said that the new government may have to turn to the International Monetary Fund (IMF) to overcome these challenges. Asad Umar, the man tipped to lead the finance ministry, has already hinted at the IMF option.

    Pakistan’s external financing risks piling on: Fitch Ratings

    It is widely expected that the IMF will also ask for a steep cut in expenditures, increase in interest rates and further devaluation of the rupee against the US dollar. The rupee has already shed its value by close to 22% against the US dollar since December 2017.

    The PTI government will also face a challenge in the upper house of parliament where it does not enjoy a majority. It may have to reach a compromise with opposition parties in order to introduce legislation.

    Pakistan faces an immediate challenge to arrange around $11 billion in order to meet the external financing gap in the ongoing fiscal year.

    Pakistan booked its highest current account deficit of $18 billion in the last fiscal year, which was equal to 5.8% of gross domestic product (GDP). The Ministry of Finance has not yet officially released the budget deficit figures, but provisional estimates suggest the deficit would remain close to 7% of GDP or Rs2.4 trillion.

    Both the budget deficit and current account deficit have reached unsustainable levels, which Pakistan cannot afford due to low level of official foreign currency reserves at $9 billion and low tax-to-GDP ratio, standing at only 11.1% by the end of 2017-18.

    Moody’s downgrades Pakistan’s rating outlook to negative

    PTI’s plan to lower the number of taxes and their rates to improve the country’s competitiveness will make it difficult to achieve fiscal consolidation in its initial years. The party also plans to lower the cost of doing business by decreasing energy cost.

    Moody’s said that in the longer term, Pakistan’s credit challenges include the country’s very low global competitiveness; institutional weaknesses relating to governance, rule of law and control of corruption; and a narrow tax base.

    “We expect the ongoing implementation of the China-Pakistan Economic Corridor to drive improvements in power supply and infrastructure, which should raise economic competitiveness and boost industrial activity over time.”

    The credit rating agency said that the anti-corruption platform that PTI contested on has the potential to address some long-standing institutional weaknesses, although measures to improve governance and reduce corruption will be challenging for any new government to implement.

    “We think the narrowness of the country’s tax base will remain a key challenge for the new government.”

    https://tribune.com.pk/story/1767651...uggests-moodys


    For the latest updates on Cricket, follow @PakPassion on Twitter

  3. #3
    Debut
    Mar 2011
    Venue
    Karachi
    Runs
    7,060
    Mentioned
    56 Post(s)
    Tagged
    2 Thread(s)
    Yes. Dollar rate already down from 130 to 125.


    Rlaely it deson’t mttaer waht I wirte you’ll sitll uanrtednsnd it

  4. #4
    Debut
    Aug 2010
    Venue
    Sheffield
    Runs
    29,076
    Mentioned
    973 Post(s)
    Tagged
    12 Thread(s)
    Seems like an economic firestorm that's been inherited.

    I hope if PTI achieve anything in this term, it is to expand the tax base. You cannot sufficiently invest in human development nor achieve economic sustainability without payment of taxes.

  5. #5
    Debut
    Jan 2010
    Runs
    30,593
    Mentioned
    532 Post(s)
    Tagged
    1 Thread(s)
    Poor chap has found himself in the probably the worst economic situation in the history of Pakistan. It will take a decade or so to recover but he will set the ball rolling.


    Lions don't lose sleep over the opinions of Sheep

  6. #6
    Debut
    May 2008
    Runs
    10,055
    Mentioned
    24 Post(s)
    Tagged
    9 Thread(s)
    Quote Originally Posted by KingKhanWC View Post
    Poor chap has found himself in the probably the worst economic situation in the history of Pakistan. It will take a decade or so to recover but he will set the ball rolling.
    If he had become general musharrafs pm when he asked him he could have a ten year head start


    "If you know the enemy and know yourself, you need not fear the result of a hundred battles"

  7. #7
    Debut
    Oct 2004
    Runs
    94,423
    Mentioned
    1719 Post(s)
    Tagged
    15 Thread(s)
    Rupee moving in the right direction.


    For the latest updates on Cricket, follow @PakPassion on Twitter

  8. #8
    Debut
    Nov 2005
    Venue
    England
    Runs
    11,698
    Mentioned
    275 Post(s)
    Tagged
    4 Thread(s)
    Appeal to people’s sense of patriotism and ask people to reg and pay tax. In PK’s history IK is the only one that could pull this off. If people do then we have a chance.

  9. #9
    Debut
    Sep 2012
    Runs
    75,257
    Mentioned
    4840 Post(s)
    Tagged
    36 Thread(s)


    Dollar hasn’t depreciated with respect to PKR because of PTI winning the election; dollar has depreciated because of Trump’s trade deal with Europe.

  10. #10
    Debut
    Jul 2016
    Runs
    1,483
    Mentioned
    27 Post(s)
    Tagged
    0 Thread(s)
    Our economic situation will get better but only relatively to the disaster we have seen over the past 10 years.

    The economy is in such shambolic state that 5 years is not enough to overhaul the mess that has been inherited by PTI. The good thing about this government is that the intention to get things on track is there which wasn't seen in the past 10 years.

    However, in my opinion, PTI will obviously not be able to implement all that it has promised pre-elections. This is because they have a very weak government both in the Centre and in Punjab which doesn't allow them to implement their policies. The sad part is that the opposition will look to dent the government at every point and create roadblocks, which hampers Pakistan overall.

    It is unfortunate that PTI will for the best part of their tenure be firefighting and this not only relates to the economy but their own governmental existence too. Will they survive 5 years is the biggest question given how weak their government is having to rely on a coalition.

    No country has ever prospered without ending feudalism and making land reforms. Can PTI do that given some of the biggest feudals are seen in its own party? To collect taxes, you need to clamp down on big fishes and root out corruption. If NAB and FBR clamps down across the board, the ones in coalition with PTI will start crying foul and demanding IK to stop these acts. Since PTI is on crutches in the Centre and Punjab, it would have no option but to postpone this accountability process.

    What PTI should immediately focus is on improving governance and start austerity. These are two things that you can do without antagonizing any party. And these optics will ensure your survival too. This plan of initiation the process of a new South Punjab province within the first 100 days is a deathknell. It's a good idea but its not practical for PTI right now. They should not take on more problems than they can chew.

    So yeah overall it would be better than what we've seen but it will mostly be firefighting. We should tailor our expectations accordingly as well.

  11. #11
    Debut
    Feb 2012
    Runs
    2,749
    Mentioned
    34 Post(s)
    Tagged
    0 Thread(s)
    Our situation was alot worse in 1999 when Musharraf came to power, by 2001 alot had changed without bringing in many experts and by just doing an honest job things started to fall into shape.


    If you want to destroy a country, just create enmity between its people and their army - Salahuddin

  12. #12
    Debut
    Jun 2018
    Runs
    839
    Mentioned
    23 Post(s)
    Tagged
    0 Thread(s)
    According to the Pakistani government, last year less than one million out of Pakistan’s 200 million people paid taxes.
    https://www.thenews.com.pk/latest/34...an-s-image-nyt

    Fixing this issue alone will appreciate dollar in Pakistan.

    Need capable and qualified people to manage Pakistan institution to make things better in Pakistan and that I am sure we will see under PTI governance.

  13. #13
    Debut
    Sep 2016
    Venue
    Jurassic Park.
    Runs
    6,392
    Mentioned
    85 Post(s)
    Tagged
    0 Thread(s)
    Yes it will improve but not immediately. Will take around two years for us to see a marked improvement.


    PP's own self proclaimed sharpshooter and defender of Islam and Pakistan.

  14. #14
    Debut
    Sep 2016
    Runs
    3,889
    Mentioned
    71 Post(s)
    Tagged
    0 Thread(s)
    Yes, it will be much better under Imran Khan's administration. It will take a long time to heal it and that's why I want the Imran Khan era to last at least 10+ years.


    "Peace is only made with the powerful"

  15. #15
    Debut
    Dec 2007
    Venue
    USA
    Runs
    6,188
    Mentioned
    186 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by slipcatch View Post
    https://www.thenews.com.pk/latest/34...an-s-image-nyt

    Fixing this issue alone will appreciate dollar in Pakistan.

    Need capable and qualified people to manage Pakistan institution to make things better in Pakistan and that I am sure we will see under PTI governance.
    Just imagine if we could get around 80-90 Million people to pay taxes (considering kids and older age people who are retired/don't work). This will really strengthen the rupee. If Imran Khan can put into place economic policies that alleviate poverty which in return would mean expanding the middle class. Will take years, but someone has to start from somewhere.

  16. #16
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by mmkextreme_1 View Post
    Just imagine if we could get around 80-90 Million people to pay taxes (considering kids and older age people who are retired/don't work). This will really strengthen the rupee. If Imran Khan can put into place economic policies that alleviate poverty which in return would mean expanding the middle class. Will take years, but someone has to start from somewhere.
    Isn’t there tax exemption till certain amount? Also your population is 195 million does 90 million people have jobs?

    People should not keep unrealistic expectations.

  17. #17
    Debut
    Sep 2016
    Runs
    3,889
    Mentioned
    71 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by TheLastGreatMan View Post
    Isn’t there tax exemption till certain amount? Also your population is 195 million does 90 million people have jobs?

    People should not keep unrealistic expectations.
    The population is about 215 million (2017 census).


    "Peace is only made with the powerful"

  18. #18
    Debut
    Dec 2007
    Venue
    USA
    Runs
    6,188
    Mentioned
    186 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by TheLastGreatMan View Post
    Isn’t there tax exemption till certain amount? Also your population is 195 million does 90 million people have jobs?

    People should not keep unrealistic expectations.
    Mind doing some fact checking before posting. The population of Pakistan ~212-215 Million. There is a tax exemption for up to a certain amount. That's why I also mentioned that IKs economic policy is going to be a game changer. If he can pull people out of poverty the way he plans (again he needs to be given time, he doesn't have a magic wand) then, realistically I don't see a big deal in getting 80-90 Million Pakistanis to pay taxes.

    In the short term, we can easily get around ~40 Million to pay taxes (+/- 5 Million). We currently don't have that trust between the government and its people, with Imran Khan in power I think we can fix this disconnect.

  19. #19
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Pakistanian View Post
    The population is about 215 million (2017 census).
    Still you are not going to get 80/90 million paying tax.How many % of people have proper jobs? Also i dont think its easy to tax agriculture (biggest problem India facing now)

  20. #20
    Debut
    Feb 2015
    Venue
    Karachi/NYC
    Runs
    22,430
    Mentioned
    1246 Post(s)
    Tagged
    7 Thread(s)
    we can hope so

    however oil is expected to remain high in the next couple of years which is a downer since it really increases the import bill and theres no way to escape that bill.

    PML-N was lucky that for around 4 years of their reign oil was under $60


    #MPGA

  21. #21
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by mmkextreme_1 View Post
    Mind doing some fact checking before posting. The population of Pakistan ~212-215 Million. There is a tax exemption for up to a certain amount. That's why I also mentioned that IKs economic policy is going to be a game changer. If he can pull people out of poverty the way he plans (again he needs to be given time, he doesn't have a magic wand) then, realistically I don't see a big deal in getting 80-90 Million Pakistanis to pay taxes.

    In the short term, we can easily get around ~40 Million to pay taxes (+/- 5 Million). We currently don't have that trust between the government and its people, with Imran Khan in power I think we can fix this disconnect.
    80/90 million is close to 50% population..i don't think even highly developed countries have so much % of tax paying people.

    It's not only trust people also need stable income to pay the taxes.

    Is this income tax you are talking? otherwise everybody pays indirect tax any way.

  22. #22
    Debut
    Feb 2015
    Venue
    Karachi/NYC
    Runs
    22,430
    Mentioned
    1246 Post(s)
    Tagged
    7 Thread(s)
    Quote Originally Posted by mmkextreme_1 View Post
    Mind doing some fact checking before posting. The population of Pakistan ~212-215 Million. There is a tax exemption for up to a certain amount. That's why I also mentioned that IKs economic policy is going to be a game changer. If he can pull people out of poverty the way he plans (again he needs to be given time, he doesn't have a magic wand) then, realistically I don't see a big deal in getting 80-90 Million Pakistanis to pay taxes.

    In the short term, we can easily get around ~40 Million to pay taxes (+/- 5 Million). We currently don't have that trust between the government and its people, with Imran Khan in power I think we can fix this disconnect.
    you are living in fantasy world and, to put it in respectable words, pulling out numbers from thin air


    #MPGA

  23. #23
    Debut
    Sep 2016
    Runs
    3,889
    Mentioned
    71 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by TheLastGreatMan View Post
    Still you are not going to get 80/90 million paying tax.How many % of people have proper jobs? Also i dont think its easy to tax agriculture (biggest problem India facing now)
    Idk but according to some articles I've read, Pakistan's undocumented economy is twice the size of it's official GDP.


    "Peace is only made with the powerful"

  24. #24
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Pakistanian View Post
    Idk but according to some articles I've read, Pakistan's undocumented economy is twice the size of it's official GDP.
    Same thing they say here in India but its difficult to get exact value.

  25. #25
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Slog View Post
    you are living in fantasy world and, to put it in respectable words, pulling out numbers from thin air
    These kind of surreal expectations are going to put any first time Government in problem.It will decades to achieve what he says.All IK can do now is laying strong foundation for future.Left Pakistani people to decide if they want short term small benefits or long term bigger benefits.

  26. #26
    Debut
    Apr 2013
    Venue
    Auckland
    Runs
    10,219
    Mentioned
    380 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by mmkextreme_1 View Post
    Just imagine if we could get around 80-90 Million people to pay taxes (considering kids and older age people who are retired/don't work). This will really strengthen the rupee. If Imran Khan can put into place economic policies that alleviate poverty which in return would mean expanding the middle class. Will take years, but someone has to start from somewhere.
    I think it's a bit much to expect even 30 million people entering the tax net by the end of this term considering the number is currently close 1 million.

    First of all, even if you subtract kids and old people, many Pakistanis are unemployed, and the vast majority of women don't work. Realistically speaking, there are probably less than 40 million people in Pakistan who have a taxable income, so if PTI manage to bring even 10-15 million people into the tax net it'll be a big achievement.

    Before even thinking of reaching 50 million taxable incomes, PTI need to solve unemployment, and they need to educate certain sections of society that it's absolutely ok for women to work. Women in general also need to be encouraged to work.

    In the mean time, PTI need to find a way to tax these rich landlords though land and agricultural tax. This would probably actually be the hardest thing to do.


    “It is not defeat that destroys you, it is being demoralized by defeat that destroys you.”
    ― Imran Khan

  27. #27
    Debut
    Dec 2007
    Venue
    USA
    Runs
    6,188
    Mentioned
    186 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by TheLastGreatMan View Post
    80/90 million is close to 50% population..i don't think even highly developed countries have so much % of tax paying people.

    It's not only trust people also need stable income to pay the taxes.

    Is this income tax you are talking? otherwise everybody pays indirect tax any way.
    I'm not saying that 80/90 Million needs to happen now. As I have said above, it is going to take time and neither do I expect Imran Khan to do this in the next 5 years. Coming to your fact of 80/90 Million, first off it is nowhere near 50% (you really need to get your math correct) it's approximately 37-42% (I haven't even taken into account population growth if we do then that percentage goes down a couple more points). Developed countries have approximately 50-55% of the population that pays taxes.

  28. #28
    Debut
    Dec 2007
    Venue
    USA
    Runs
    6,188
    Mentioned
    186 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by Slog View Post
    you are living in fantasy world and, to put it in respectable words, pulling out numbers from thin air
    Pakistan has a healthy middle class (going by developing countries only), there isn't really any true data available for the size of Pakistans middle class, which is approximated at around 80-85 Million (https://tribune.com.pk/story/1398602...ow-rapid-pace/). There need to be some changes in the tax laws (I'm no accountant) where the brackets need to be changed (https://paycheck.pk/salary/pay-and-income-tax). As I mentioned above, even going on the lower end number I mentioned, getting 35 Million Pakistanis to pay some sort of tax is not far-fetched.

    As mentioned by @Pakistanian, Pakistan has a huge undocumented economy which needs to be brought in the fold of things. Imran Khan needs to look at all this, again I'm NOT saying it's going to happen overnight.

  29. #29
    Debut
    Dec 2007
    Venue
    USA
    Runs
    6,188
    Mentioned
    186 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by hussain.r97 View Post
    I think it's a bit much to expect even 30 million people entering the tax net by the end of this term considering the number is currently close 1 million.

    First of all, even if you subtract kids and old people, many Pakistanis are unemployed, and the vast majority of women don't work. Realistically speaking, there are probably less than 40 million people in Pakistan who have a taxable income, so if PTI manage to bring even 10-15 million people into the tax net it'll be a big achievement.

    Before even thinking of reaching 50 million taxable incomes, PTI need to solve unemployment, and they need to educate certain sections of society that it's absolutely ok for women to work. Women in general also need to be encouraged to work.

    In the mean time, PTI need to find a way to tax these rich landlords though land and agricultural tax. This would probably actually be the hardest thing to do.
    You right in saying it won't be this term, I agree with this. Hoping PTI stay in power, over the next 2-3 terms this is achievable.

    Going to the bolded part, I didn't take this into consideration. Even then, I think we can get 30-35 Million people into the tax net. Remember 10 years from now, our population will be around ~240 Million (another issue we need to deal with, but that is a topic for another day).

  30. #30
    Debut
    Dec 2007
    Venue
    USA
    Runs
    6,188
    Mentioned
    186 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by hussain.r97 View Post
    I think it's a bit much to expect even 30 million people entering the tax net by the end of this term considering the number is currently close 1 million.

    First of all, even if you subtract kids and old people, many Pakistanis are unemployed, and the vast majority of women don't work. Realistically speaking, there are probably less than 40 million people in Pakistan who have a taxable income, so if PTI manage to bring even 10-15 million people into the tax net it'll be a big achievement.

    Before even thinking of reaching 50 million taxable incomes, PTI need to solve unemployment, and they need to educate certain sections of society that it's absolutely ok for women to work. Women in general also need to be encouraged to work.

    In the mean time, PTI need to find a way to tax these rich landlords though land and agricultural tax. This would probably actually be the hardest thing to do.
    I will agree, this should be one of the top priorties of the government. But in saying that, this will be extremely hard to do, considering a lot of the electables PTI put up in elections are a part of this group. Let's see what happens.

  31. #31
    Debut
    Apr 2013
    Venue
    Auckland
    Runs
    10,219
    Mentioned
    380 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by mmkextreme_1 View Post
    You right in saying it won't be this term, I agree with this. Hoping PTI stay in power, over the next 2-3 terms this is achievable.

    Going to the bolded part, I didn't take this into consideration. Even then, I think we can get 30-35 Million people into the tax net. Remember 10 years from now, our population will be around ~240 Million (another issue we need to deal with, but that is a topic for another day).
    Pakistan are really missing out on some untapped potentially with women not working. According to this, Pakistan are missing out on 30% GDP due to lack of women empowerment - https://www.thenews.com.pk/print/183...percent-to-GDP

    There are so many problems that need to be addressed; economy, women, population, law and order, corruption, governence, etc. Imran Khan has really inherited a big mess.


    “It is not defeat that destroys you, it is being demoralized by defeat that destroys you.”
    ― Imran Khan

  32. #32
    Debut
    Apr 2013
    Venue
    Auckland
    Runs
    10,219
    Mentioned
    380 Post(s)
    Tagged
    3 Thread(s)
    Quote Originally Posted by mmkextreme_1 View Post
    I will agree, this should be one of the top priorties of the government. But in saying that, this will be extremely hard to do, considering a lot of the electables PTI put up in elections are a part of this group. Let's see what happens.
    The good thing is that a lot of these electables lost their seats, and we now have 14 urban middle/upper middle class Karachiites in the assembly instead of them. Let's see how this pans out, but I have hopes that PTI will at least try and address this.


    “It is not defeat that destroys you, it is being demoralized by defeat that destroys you.”
    ― Imran Khan

  33. #33
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by hussain.r97 View Post
    Pakistan are really missing out on some untapped potentially with women not working. According to this, Pakistan are missing out on 30% GDP due to lack of women empowerment - https://www.thenews.com.pk/print/183...percent-to-GDP

    There are so many problems that need to be addressed; economy, women, population, law and order, corruption, governence, etc. Imran Khan has really inherited a big mess.
    But where is the work? One area is Textile Industry but now they are getting automated more an more.

  34. #34
    Debut
    Jan 2015
    Venue
    Karachi, Pakistan
    Runs
    35,648
    Mentioned
    1649 Post(s)
    Tagged
    2 Thread(s)
    Quote Originally Posted by TheLastGreatMan View Post
    But where is the work? One area is Textile Industry but now they are getting automated more an more.
    In the West in order to encourage women participation in certain fields they give preference to female candidates. I have also interviewed people and been involved in the hiring process and often if the final two candidates have equal skills and experience the preference would always be to hire the female. Mind you I work in engineering and there are very few women in engineering as it is and Western governments are working extensively to improve women participation in such fields.

    Pakistan could follow a similar model

  35. #35
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Syed1 View Post
    In the West in order to encourage women participation in certain fields they give preference to female candidates. I have also interviewed people and been involved in the hiring process and often if the final two candidates have equal skills and experience the preference would always be to hire the female. Mind you I work in engineering and there are very few women in engineering as it is and Western governments are working extensively to improve women participation in such fields.

    Pakistan could follow a similar model
    You cannot compare Pakistan with West. Even though West give preference to woman for empowerment they still have good education,can you same thing about Pakistani woman in general.Not saying there will be not be educated woman,but i don't think they need Govt support to get jobs any way.

    As far Engineering is considered its pretty broad field,here in India we have large amount woman in Software Engineering and gets job in same way men can get.But Woman without much education its difficult to find job as majority of jobs in construction which is difficult field for them,even though many does to take care of their families.

    So main options are Agriculture and Textile industry for mass employment.

    PS:It's so difficult to write about Woman without sounding an Anti-feminist.

  36. #36
    Debut
    May 2010
    Venue
    Dubai
    Runs
    3,654
    Mentioned
    12 Post(s)
    Tagged
    0 Thread(s)
    After 5 years of Ishaq Dar I am quite hopeful Asad Umar will be able to manage the finances of the country properly. Pakistan has of course got huge problems to address which are going to be difficult.

    Pakistans debt is about $92 billion last I read. It is going to be a big challenge to be able to re-pay these loans and the other issue is we are not making enough to be able to pay these loans.

    First step is of course since we are on a trail of eradicating corruption, Pakistan needs to try and get back the billions in laundered money which is lying in Swiss Bank accounts. Ishaq Dar said $200 billion of Pakistan is stashed away in Swiss Bank accounts. Funnily enough he gave a written statement to parliament. I am sure Imran and co. shall pursue this issue and put pressure to get this money back.

    Secondly, increasing the tax bracket to reduce the fiscal deficit. Pakistan need to analyse projects which are costing too much and perhaps put them on hold for a while. Tax payments need to start from the big businesses, who are the main culprits of tax evasion and trickle down to the smaller companies and individuals. Need to improve the system of collection, how they do it, perhaps make it electronic is what the ministry needs to decide.

    The major problem is the GDP and how to improve production of the farmers, textile industry. A lot of these things need subsidies and grants from the government and in the current situation how Pakistan can afford to provide these is a tough question. Textile industries in places like Faisalabad have died down and businesses have moved shop to Bangladesh. Pakistan needs to provide energy to bring these guys back and provide sufficient business cost saving reasons to bring those manufacturers back here.

    Make no mistake a gigantic task lies ahead for PTI. We need to just look at their effort and give them time to reverse ill-effects of previous governments.


    "Nations are born in the hearts of poets, they prosper and die in the hands of politicians."-Iqbal

  37. #37
    Debut
    Jun 2018
    Runs
    767
    Mentioned
    63 Post(s)
    Tagged
    0 Thread(s)
    I genuinely believe we need to follow the China or Saudi Arabia model where the corrupt were given a phone call and told to bring their cheque books along with them.

    If we do this then our debt will be paid off in two days flat.

  38. #38
    Debut
    Mar 2011
    Runs
    26,220
    Mentioned
    1396 Post(s)
    Tagged
    8 Thread(s)
    Quote Originally Posted by Slog View Post
    you are living in fantasy world and, to put it in respectable words, pulling out numbers from thin air
    Whats the tax to GDP ratio?

  39. #39
    Debut
    Mar 2016
    Venue
    Attock
    Runs
    1,733
    Mentioned
    399 Post(s)
    Tagged
    0 Thread(s)
    We used to hear that there are 1200 billion dollars worth of gold and copper in Balochistan. If it is true then we should mine them, sell them and pay off our debts.

  40. #40
    Debut
    Jun 2018
    Runs
    767
    Mentioned
    63 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Greenstorm View Post
    We used to hear that there are 1200 billion dollars worth of gold and copper in Balochistan. If it is true then we should mine them, sell them and pay off our debts.
    This is absolutely true.

    This is the reason why RAW targets Balochistan as it doesn't want Pakitan to use these natural resources.

    If we we make use of Balochistan's natural resources inshallah we will be one of the richest countries in the world.

  41. #41
    Debut
    Oct 2004
    Runs
    94,423
    Mentioned
    1719 Post(s)
    Tagged
    15 Thread(s)
    KARACHI: In an interesting turn of events, the foreign exchange reserves held by the central bank have increased by a massive 14.86% on a weekly basis, according to data released on Thursday.

    The development came after China announced that it would immediately give a $2-billion loan to Pakistan, a move meant to arrest the slide in official foreign currency reserves and provide much-needed breathing space to the new government.

    According to officials in the Ministry of Finance, the loan will be categorised as official bilateral inflow. Over $1 billion has already been transferred to the State Bank of Pakistan’s (SBP) accounts.

    China agrees to give $2b loan to Pakistan

    On July 27, the foreign currency reserves held by the SBP were recorded at $10,349.7 million, up $1.34 billion compared with $9,010.7 million in the previous week.

    The central bank attributed the increase to official inflows.

    Overall, liquid foreign reserves held by the country, including net reserves held by banks other than the SBP, stood at $17,079.7 million. Net reserves held by banks amounted to $6,730 million.

    Earlier, the reserves had dipped to alarmingly low levels, forcing the SBP to let the rupee depreciate massively on four separate occasions since December 2017, sparking concerns about the country’s ability to finance a hefty import bill and meet debt obligations in coming months.

    Foreign exchange: SBP’s reserves drop by another $53m, stand at $9.01b

    In April, the SBP’s reserves had increased $593 million due to official inflows. Pakistan also raised $2.5 billion in November 2017 by floating dollar-denominated bonds in the international market in a bid to shore up official reserves.

    A few months ago, the foreign currency reserves surged due to official inflows including $622 million from the Asian Development Bank (ADB) and $106 million from the World Bank. The SBP also received $350 million under the Coalition Support Fund (CSF).

    In January, the SBP made a $500-million loan repayment to the State Administration of Foreign Exchange (SAFE), China.

    https://tribune.com.pk/story/1771999...rge-15-10-35b/


    For the latest updates on Cricket, follow @PakPassion on Twitter

  42. #42
    Debut
    Apr 2013
    Venue
    Karachi
    Runs
    26,149
    Mentioned
    1214 Post(s)
    Tagged
    3 Thread(s)
    Decision on more than $12bn bailout to be made within six weeks: Asad Umar

    With Pakistan facing a serious financial crisis, Asad Umar, the Pakistan Tehreek-e-Insaf (PTI) leader touted to be the country’s next finance minister, has estimated that the economy may need more than $12 billion to overcome the deficit, with a decision on where to source the funds to be made within six weeks.

    In an interview with international news service Bloomberg, Umar was quoted as saying Thursday that Pakistan's financing gap is somewhere between $10 billion to $12 billion, though the new government would need a bit extra so it does not live on the edge.

    "The decision needs to be taken in the next six weeks, the further you go forward the more difficult, the more expensive the options become," Umar said in Islamabad.

    Pakistan could turn to the International Monetary Fund, friendly countries and issue diaspora bonds to bolster the country's depleting reserves, he said.

    The country’s deteriorating finances present a key challenge for new leader Imran Khan, who is working to form a coalition government after winning the most seats in the July 25 election.

    Many investors and analysts see a bailout from China or the IMF as inevitable, Bloomberg reported.

    Foreign-exchange reserves have slumped this year on the back of a widening current-account deficit, prompting the central bank to devalue the currency four times since December and hike interest rates, according to the report.

    Moody's Investors Service downgraded the country’s outlook to negative last month, citing its worsening finances.

    Umar said his party has not yet spoken to any potential lenders. "No formal work can be started until the government is formed," he said.

    If Pakistan asks the IMF for support, it would not be the first time. The country has gone to the IMF repeatedly since the late 1980s. The last time was in 2013, when Islamabad got a $6.6-billion loan to tackle a similar crisis.

    The amount of Chinese loans given to Pakistan over the last 13 months alone comes close to the IMF's last bailout of $6.6 billion.

    Such vast debts to Beijing have prompted worries from US Secretary of State Mike Pompeo, who said this week he would be watching if Khan's new government uses IMF funds to pay off the opaque Chinese loans.

    Umar said he would bring more transparency to the more than $60 billion Belt and Road infrastructure projects in Pakistan and responded to Pompeo's comments.

    "One friendly advice to the Americans, we'll worry about our Chinese debt, but I think they better handle their own Chinese debt first," he was quoted as saying.

    "We have a serious external debt problem, I'm not saying we don't, though, we don't have a Chinese debt problem."

    The PTI leader said his party would not attempt to privatise Pakistan's bloated and loss-making state companies such as Pakistan International Airlines Corp. and Pakistan Steel Mills.

    Umar said within the first 100 days of the new administration, the state-owned firms will be shifted into a wealth fund similar to Singapore’s Temasek Holdings Pvt. to remove them from political interference.

    The government will also have to take over some, if not all, of the national airline's 367 billion rupee debt ($2.1 billion) to start the carrier's turnaround, he said.

    "Whatever has to be done, has to be done in the next few weeks," Umar said. "It should have been done six months back."

    https://www.geo.tv/latest/206112-dec...eeks-asad-umar


    Follow PakPassion on Twitter, Facebook and Instagram!

  43. #43
    Debut
    Jul 2018
    Runs
    431
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    "One friendly advice to the Americans, we'll worry about our Chinese debt, but I think they better handle their own Chinese debt first," he was quoted as saying.
    They are worried because they are the main contributors for IMF

    "We have a serious external debt problem, I'm not saying we don't, though, we don't have a Chinese debt problem."
    You do.

  44. #44
    Debut
    Apr 2013
    Venue
    Karachi
    Runs
    26,149
    Mentioned
    1214 Post(s)
    Tagged
    3 Thread(s)
    Pakistan poised for $4bn loan from Saudi-backed bank

    Pakistan plans to borrow more than $4bn from the Saudi-backed Islamic Development Bank as part of its attempts to restore dangerously low stocks of foreign currency.

    Two officials have told the Financial Times that the Jeddah-based bank has agreed to make a formal offer to lend Islamabad the money when Imran Khan takes over as prime minister. They added that they expect Asad Umar, Mr Khan’s proposed finance minister, to accept.

    https://www.ft.com/content/6feaef1a-...2-5946bae86e6d


    Follow PakPassion on Twitter, Facebook and Instagram!

  45. #45
    Debut
    Nov 2005
    Venue
    England
    Runs
    11,698
    Mentioned
    275 Post(s)
    Tagged
    4 Thread(s)
    Quote Originally Posted by Abdullah719 View Post
    Pakistan poised for $4bn loan from Saudi-backed bank

    Pakistan plans to borrow more than $4bn from the Saudi-backed Islamic Development Bank as part of its attempts to restore dangerously low stocks of foreign currency.

    Two officials have told the Financial Times that the Jeddah-based bank has agreed to make a formal offer to lend Islamabad the money when Imran Khan takes over as prime minister. They added that they expect Asad Umar, Mr Khan’s proposed finance minister, to accept.

    https://www.ft.com/content/6feaef1a-...2-5946bae86e6d
    We are such dire straights left by the Nooras which means beggars cant be choosers but this worries me as the Saudis never give anything without expecting an arm and a leg.

  46. #46
    Debut
    May 2017
    Venue
    Somewhere in Pakistan
    Runs
    499
    Mentioned
    191 Post(s)
    Tagged
    0 Thread(s)

    "$9bn needed to run Pakistan": Finance Minister Asad Umar

    Newly appointed Finance Minister Asad Umar told the Senate on Friday that the federal government requires $9 billion to run Pakistan.

    "The number that we need to borrow, according to the budget, is $9 billion," said the finance minister. "But we are trying to address the root cause that compels us to borrow these $9bn. Of course, we know any measures [we take] will take time — maybe even two or three years — to bear fruit.

    "In the meantime, whatever gap there is, we are calculating. As soon as our plan gets finalised, which it should within one to two weeks, we will present it before the parliament, and then we will also seek suggestions from the National Assembly and Senate to improve it further."

    Umar said that the decision to approach the International Monetary Fund (IMF) for loans will be taken after consultations and taking the parliament into confidence.


    FATF Grey List:
    The finance minister clarified that the Financial Action Task Force (FATF) delegation that visited the country earlier this month was there for a routine evaluation and that their visit was not related to Pakistan's placement on the watchdog's grey list.

    "It was an FATF delegation but it was here for a separate exercise of mutual evaluation, which is conducted after every four or five years," Umar said."Even if we were not on the FATF grey list, this delegation would still have come."

    Umar further said that "the next FATF quarterly review will take place in Jakarta on September 11 and 12. They have identified 27 deficiencies in three broad categories, the first of which is currency smuggling. The second is the Havala/Hundi businesses and the third is related with potential terror financing of proscribed organisations.

    "To deal with this, a National Executive Committee has been formed. It is chaired by the finance minister (Umar himself) and it has several national institutions such as the FIA, NAB, SECP, etc. Our own review will take place on September 8 and be completed before the next FATF review. We have already identified the action steps needed [to remove] the 27 deficiencies, and also assigned responsibilities.

    The finance minister said that Pakistan has 15 months to comply with the FATF's requirements, with the deadline to do so being September 2019.

    "If we fulfill their requirements and remove those 27 deficiencies by then, we will be back on the white list," Umar explained.

    Umar described the FATF's demotion of Pakistan from its white list to grey as "exceptional treatment" and expressed reservations against the procedure used by the watchdog.

    The minister, however, alleviated the house's concerns, saying: "We have even been on the grey list twice. It is not like this would suddenly result in trade or banking sanctions on us. But it clearly also is a negative signal, especially for a country that has such a severe current account deficit. So you obviously want to avoid this.

    "But I go beyond that. If you look closely, FATF or no FATF, the deficiencies need to be addressed in any case. All those things are in Pakistan's own best interest."

    The FM said that he views the FATF issue as "more an opportunity" to improve the country's financial system, adding that there is no reason the government should not be able to address the watchdog's concerns by the deadline next year.

    Earlier this month, while speaking to the media after he was given his first briefing as the minister for finance by the secretary, Umar had said that the government would soon decide whether to present a fresh federal budget or come up with some other way to lay out the actual economic situation in parliament.

    He had also said that the priority of the new government is to repatriate the ‘huge’ amount of funds transferred abroad through the illegal practice of money laundering.

    https://www.dawn.com/news/1430134/9b...ster-asad-umar

  47. #47
    Debut
    Feb 2005
    Venue
    Cybertron, Guest of Optimus Prime
    Runs
    22,962
    Mentioned
    140 Post(s)
    Tagged
    3 Thread(s)
    So 4bn from the saudi's..we now need about 5bn..can this be achieved by other means? bonds or some other way? the nooras have left us in a real mess and in the short term we will have to borrow..

  48. #48
    Debut
    Oct 2004
    Runs
    94,423
    Mentioned
    1719 Post(s)
    Tagged
    15 Thread(s)
    Name:  1.jpg
Views: 270
Size:  172.4 KBName:  2.jpg
Views: 263
Size:  173.5 KB


    For the latest updates on Cricket, follow @PakPassion on Twitter

  49. #49
    Debut
    Jul 2018
    Runs
    348
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by MenInG View Post
    Name:  1.jpg
Views: 270
Size:  172.4 KBName:  2.jpg
Views: 263
Size:  173.5 KB
    Awesome! Forming a team full of economists is step in right direction! And some great names on that list!

  50. #50
    Debut
    Dec 2013
    Venue
    Lahore
    Runs
    2,096
    Mentioned
    8 Post(s)
    Tagged
    1 Thread(s)
    Some very capable people on this list. This committee should be given full authority to bring reforms.

    btw is a new secretary finance going to be appointed soon? This is among the 5 most important posts in the federal government. (along with principal secretary, cabinet secretary, establishment secretary, planning secretary).
    Last edited by DrSchultz; 1st September 2018 at 14:47.


    Misbah, Wahab, Junaid, Root, Williamson fan.
    T20 isn't Cricket

  51. #51
    Debut
    Jan 2013
    Runs
    1,846
    Mentioned
    36 Post(s)
    Tagged
    1 Thread(s)
    We finally have a thinking leader who will not sell us to the Chinese in return for some election rhetoric to fool his constituents. So yes, I am hopeful things will turn around, or atleast not be worse than they already are. Pakistan is in a very competitive geographical location and it's very hard to beat Indians or Chinese in exporting goods. Pakistan should play the muslim card and lobby hard to become top exporter to the muslim world within the next 5-10 years.

  52. #52
    Debut
    Jan 2013
    Runs
    1,846
    Mentioned
    36 Post(s)
    Tagged
    1 Thread(s)
    Can/does Pakistan government issue government bonds that overseas Pakistanis can buy?

  53. #53
    Debut
    Sep 2011
    Runs
    4,241
    Mentioned
    55 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by sjahmed23 View Post
    Can/does Pakistan government issue government bonds that overseas Pakistanis can buy?
    Asad Umar will announce the plan within 1-2 weeks.

  54. #54
    Debut
    Feb 2017
    Runs
    4,620
    Mentioned
    123 Post(s)
    Tagged
    1 Thread(s)

    Last edited by Zeeraq; 1st September 2018 at 16:56.


    Sarfi as captain'll lead us to glory.Babar'll be our best odi bat & Haris'll be world class in tests

  55. #55
    Debut
    Feb 2017
    Runs
    4,620
    Mentioned
    123 Post(s)
    Tagged
    1 Thread(s)

    Last edited by Zeeraq; 1st September 2018 at 17:10.


    Sarfi as captain'll lead us to glory.Babar'll be our best odi bat & Haris'll be world class in tests

  56. #56
    Debut
    May 2013
    Runs
    4,604
    Mentioned
    75 Post(s)
    Tagged
    3 Thread(s)
    Great to see PTI not shying away from adding Atif Mian. Lets hope they stay strong even after the inevitable hue and cry from the "Islam ke alam bardar".

    Hopefully Rizvi Sahab doesn't stage another dharna over this.

  57. #57
    Debut
    Jul 2018
    Runs
    348
    Mentioned
    4 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by SarfiBabarHaris View Post

    Ridiculous tweet from Jibran Nasir. Why would you publically mention him in such a way which could draw unwanted attention towards him. Why couldn’t he stop at, “ by far the finest economist in Pakistan”.
    This could be really dangerous for him. What a fool Nasir is.

  58. #58
    Debut
    Jan 2013
    Runs
    1,846
    Mentioned
    36 Post(s)
    Tagged
    1 Thread(s)
    This Atif Mian guy has a pretty incredible resume. Reading his twitter and dawn articles it seems like he is the architect of PTI's economic agenda because what he says is word for word what PTI is saying.

    He is especially critical of CPEC so expect some showdown with the chinese in the near future. Our dummy ex PM really was clueless when it came to running economic policies.

  59. #59
    Debut
    Feb 2017
    Runs
    4,620
    Mentioned
    123 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by Maverick84 View Post
    Ridiculous tweet from Jibran Nasir. Why would you publically mention him in such a way which could draw unwanted attention towards him. Why couldn’t he stop at, “ by far the finest economist in Pakistan”.
    This could be really dangerous for him. What a fool Nasir is.
    Lol.

    In Jibrans words:
    Karo toh masla na Karo toh masla. If I criticized a party on a policy publicly then I must appluad them publicly as well for correcting their mistake.

    This is called politics of principles.

    Dangerous ? why dangerous? kab tk am in mazhabi janooniun k dar mai zinda rahain gai ?


    Sarfi as captain'll lead us to glory.Babar'll be our best odi bat & Haris'll be world class in tests

  60. #60
    Debut
    Aug 2011
    Runs
    870
    Mentioned
    17 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by SarfiBabarHaris View Post
    Lol.

    In Jibrans words:
    Karo toh masla na Karo toh masla. If I criticized a party on a policy publicly then I must appluad them publicly as well for correcting their mistake.

    This is called politics of principles.

    Dangerous ? why dangerous? kab tk am in mazhabi janooniun k dar mai zinda rahain gai ?
    He's got a hero complex and he's sharing the personal life of someone who maybe doesn't want to share it. Is he a politician or a masala gossip columnist, the only person who has a right to broadcast this was Atif and nobody else. Suddenly an economist is gonna have to answer stupid questions about his private and personal personal life instead of concentrating on his job.

    Thank Jibran for that. His need to be the face of "progress" in pakistan outweighs the nuances and need for privacy of those he's trying to help. He's got a god complex and seriously needs to get over himself.

  61. #61
    Debut
    Feb 2017
    Runs
    4,620
    Mentioned
    123 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by Asim_khan View Post
    He's got a hero complex and he's sharing the personal life of someone who maybe doesn't want to share it. Is he a politician or a masala gossip columnist, the only person who has a right to broadcast this was Atif and nobody else. Suddenly an economist is gonna have to answer stupid questions about his private and personal personal life instead of concentrating on his job.

    Thank Jibran for that. His need to be the face of "progress" in pakistan outweighs the nuances and need for privacy of those he's trying to help. He's got a god complex and seriously needs to get over himself.
    Atif is Jibrans good friend and economics related part of Jibrans manifesto was largely written by Atif.. yar pta hota nai batain krwa lo tum logun sai. Atif ko msla nai tum logun ko msla hai..


    Sarfi as captain'll lead us to glory.Babar'll be our best odi bat & Haris'll be world class in tests

  62. #62
    Debut
    Aug 2011
    Runs
    870
    Mentioned
    17 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by SarfiBabarHaris View Post
    Atif is Jibrans good friend and economics related part of Jibrans manifesto was largely written by Atif.. yar pta hota nai batain krwa lo tum logun sai. Atif ko msla nai tum logun ko msla hai..
    Whether he wrote it or not, whether he's his great friend or not, it was not Jibrans position to broadcast this for RT's. He needs to understand privilege. If Atif wanted this publicised he'd have done it himself.

    Personally sounds like a jealous friend afraid of being left behind who wants to ruin his alleged friends chances of success. Congrats Jibran, once again it's all about yourself. You're the main man


Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •