Credit Card Scam Scam!! Be aware Guys!!
Hi all, this was forwarded by my sales director.
Subject: FW: Scam
This Subject: Scam
Just been warned about this, and could potentially be financially fatal so
close to Christmas. This has come from a contact in the Halifax Visa team
so it is happening!
Visa and MasterCard Scam. A friend was called on the telephone this week
from 'VISA' and I was called on Thursday from 'MasterCard'.it worked like
this: Person calling says, 'this is Carl Patterson (any
name) and I'm calling from the Security and Fraud Department at VISA. My
Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify. Did you purchase
an Anti-Telemarketing Company a device/any expensive item, for £497.99 from
a marketing company based in (any town?)
When you say 'No'. The caller continues with, 'Then we will be issuing a
credit to your Account. This is a company we have been watching and the
charges range from £297 To £497, just under the £500 purchase pattern that
flags most cards. Before your next statement, the credit will be sent to
(they give you your address), is that correct?'
You say, 'Yes'. The caller continues . . 'I will be starting a fraud
investigation. If you have any questions, you should call the
0800 number listed on your card and ask for Security. You will need to
refer to this Control number. They then give you a 6-digit number.
'Do you need me to read it again?
Caller then says he 'needs to verify you are in possession of your card'
(this is where the scam takes place as up until now they
have requested nothing!). They then ask you to turn your card over. There
are 7numbers; the first 4 are 1234 (or whatever, as they
have your number anyway). The next 3 are the security numbers that verify
that you are in possession of the card' (these are the numbers they are
really after as these are the numbers you use to make internet purchases to
prove you have the card).
'Read me the 3 numbers.' When you do he says 'That is correct. I just
needed to verify that the card has not been lost or stolen, and that you
still have your card. Do you have any other questions? Don't hesitate to
call back if you do.'
You actually say very little, and they never ask for or tell you the Card
number. But after we were called on Wednesday, we telephoned back within 20
minutes to ask a question. Are we glad we did! The REAL VISA security
department told us it was a scam and in the last 15 minutes a new purchase
of £497.99 WAS put on our card. Long story made short.
We made a real fraud report and closed the VISA card and they are
Re-issuing us a new number. What the scam wants is the 3-digit number and
that once the charge goes through, they keep changing every few days. By
the time you get your statement, you think the credit is coming, and then
it's harder to actually file a fraud report.
THE REAL VISA/MASTERCARD DEPARTMENT REINFORCED THE POINT THAT THEY WILL
NEVER ASK FOR ANYTHING ABOUT THE CARD SINCE THEY ALREADY KNOW EVERYTHING
ABOUT IT !!!!.
What makes this even more remarkable is that on Thursday I got a call from
'Jason Richardson of MasterCard' with a word for word repeat of the VISA
Scam. This time I didn't let him finish. I hung up. We filed a police
report (as instructed by VISA), and they said they are taking several of
these reports daily and to tell friends, relatives and co-workers so please
pass this on to your friends.
Thanks for the info. If I had got that call, I wouldn't have stopped swearing at Jason bloody Richardson.